Have you ever faced or are facing the ordeal of irritating collection calls that hinder your peace of mind and cause you stress? If yes, it is high time you know your rights on how to stop them now! The good news is you do not have to change your phone number or register a complaint with anyone- you have the right to stop collection calls with professional experts who will tell you how!
Brennan & Clark Collection Agency- Know How To Stop frustrating collection calls
Brennan & Clark Collection Agency is the name of an esteemed collection agency in the USA. It has been in the field of debt collection for 30 years and the experts here say that it is important for consumers to be aware of the rights when it comes to receiving collection calls. There are several scams and fraudulent companies that target innocent consumers. They use abusive and threatening language to coerce them to pay outstanding debts in their name. As a consumer, you must be careful or else you might be the victim of a rip-off. There are cases where people are so scared that they start to believe that they owe money to these companies. They land up paying. The professionals here warn you to be careful. They give you the following tips on how to stop collection calls and bring peace to your life.
Ignoring the call will not help you
Take the call and ascertain whether the debt actually belongs to you or not. Ask for details and verify your name. Often collection companies muddle up names and they land up calling the wrong people. Be smart and verify any detail in order to make sure that the outstanding debt is in your name. Avoiding the call is adverse as it reflects a negative score on your credit report. Muster up the courage to take the call and all the details you need to ensure the debts are in your name or in the name of someone else.
In case the debt is in your name, you cannot stop the creditors from calling you. They do have a legal right to get back the money you took. If you want these calls to stop speaking to professional debt collection and relief companies. They will take over from you and negotiate with your creditor. They will come to a mutual solution that is feasible for both of you. All you need to do is ask them to talk to your creditor so that you can get an effective solution when it comes to repayment of the outstanding loan. In case, you are not the person whom the collection agency needs, ask the professionals here to help you stop the calls. You have a legal right to stop collection calls that are not in your name.
Brennan & Clark Collection Agency experts say that you do not have to panic when the debts are not in your name. Record the said calls and approach collection companies or a reputed lawyer in the field to help you stop them hindering your mental peace and life!