Tradesman or a trader is a worker who is specialized in certain skills to do a particular kind of work. Tradesman insurance UK provides liability insurance policies to their different businesses depending on the risk levels and nature of the business. There are many companies in United Kingdom who provide such tradesman insurances to various businesses, one of the renowned one being Tradesman saver. Tradesman saver has been existing for the past 30 years and continues to provide insurances to most of the businesses in the UK. They were the very first brand, providing trade-specific insurance policies.
Their main objective was to make the complex processes easier for the professionals to get the correct insurance for their trades. They have been specialized in creating convenient insurance policies to satisfy their customers. They currently offer around 200 various trades and professions in the country. The Tradesman saver provide public liability insurances to their customers. Over the years, Tradesman Saver have gained extensive experience in the industry, and now cater to all the small businesses in the UK by providing right policies catered to their customers needs.
Public liability insurance
The Public liability insurance act came into action in the year 1991. Their main purpose was to provide insurance to provide relief to people who come across accidents when handling hazardous materials in the industries they work for. This insurance covers the cost of the claim made by any individual of the public, who has suffered any type of injury or damage to property, resulting from their business or product it has supplied.
Companies, wherein employees work off-site on machines or keep travelling on work purposes or regular visits to client locations for business fulfillments, mostly recommend such insurance policies.
Having the right insurance will always come handy and give the business a sense of security, which is quite professional to organizations. Buying an insurance policy would mean that you wouldn’t feel insecure in dealing with any problems regarding property damages, while running your businesses?
This public liability insurance can be part of your flexible insurance policy including other covers like professional indemnity policy. The insurance policy a business takes depends on the nature of the business. For example, firms working on government contracts are required to be covered for a minimum of 5 million or 10 million in public liability insurance.
There are many sites online providing with a wide range of public liability insurance. You could choose the best which would suit your needs as per the risk arising out of your business.
Few of the liability insurance policies the Tradesmen insurance UK provide are liability insurances for Public, Product, Employers liability, Professional indemnity and financial loss.